1) Look for generalities. When reviewing your materials in preparation for the test, pay attention to large headings and focus on those first. Most tests emphasize the general first, specific second. In other words, if the course is on Ethics, look at the key points in the course and highlight these. There may be subheadings, such as Honesty in Transactions, Errors and Omissions, or the like. Focus on these general areas and know what they mean, and how they apply in a practical sense.
2) Focus on important details. Most of the CE exams focus on specifics that have to do with the process, law, or ethics of insurance sales careers. Don’t try to memorize everything, only those things which are of great significance. There is a lot of other information in the courses to add meat to the material. But the tests tend to include only the most important points.
3) Apply it to the real world. The purpose of insurance CE is, after all, to teach agents to use what they learn in the real world. There are always some questions which have you apply your knowledge to specific situations. So, know how to use the information in your own practice and this will help you pass the tests.
4) Apply test-taking strategies. Just like in school, it helps to know a few test strategies. For example, most test items are multiple choice. Cross out choices which don’t make sense so you can forget about them, and look for specific words which make a statement false. In addition, if you don’t know a question, skip it and come back to it later. Often, answering the other questions helps you remember the answer for the one you had trouble with, and you can go back to it before you complete the test.
5) Relax and don’t stress. This is easier said than done. But test anxiety can play a role here. Though CE tests are not usually timed, people feel some stress because they know their license depends on their passing. However, just remind yourself that you can take the test over as many times as you need to in order to pass. So it’s not the end of the world if you have to retake it.
In addition to these basic tips and strategies, also try to keep up with the latest laws and trends in the field of insurance. The more you know about what’s happening in your field, the better general and specific knowledge you will have. This will not only help you pass the CE exams, but also help you be a better agent and apply the information to your own insurance career.
Good luck on your next CE exams! You’ll do great!