InternetCE and the Auto Insurance Agents of North Carolina (AIANC) form Partnership.

FOR IMMEDIATE RELEASE

InternetCE and the Auto Insurance Agents of North Carolina (AIANC) form Partnership.

Exclusive offer provided to AIANC Members.


Raleigh, North Carolina — November 25, 2009 — InternetCE, a nationally approved provider of continuing education (CE) for insurance professionals, announced the immediate availability of its online CE courses for AIANC Members.

Please visit the
members section of the AIANC website for the offer coupon code and more details.


Founder of InternetCE, Cliff Davis, believes continuing education should not be a requirement that agents dread. Cliff explains, “Everybody has to get their continuing ed. There is a difference in how you obtain it. At InternetCE, we try to make it a meaningful experience.”

Internet CE courses provide comprehensive, relevant material with everyday examples insurance professionals understand and relate to.  Key points, highlighted for easy reference, assist insurance professionals in preparing for course tests. The engaging material has many associations, groups and companies returning to InternetCE for all their insurance continuing education.


Course fees include an online course, exam, grading and certificate of completion. IntenetCE offers filing to the North Carolina Department of Insurance (NCDOI) at no additional cost.

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If you would like more information, please call 800-835-5314, email InternetCE at info@internetce.com or visit the website at internetce.com.


About InternetCE


Founded in 1991 by Cliff Davis, MBA, CLU, InternetCE has grown to be one of the top providers of Insurance Continuing Education in the United States. InternetCE’s clients include prestigious associations, groups and companies looking for steadfast professionalism and top-level expertise. Thousands of students and professionals have benefited from InternetCE’s convenient course offerings, including a wide variety of public and private training classes. More information is available at the company’s website, www.internetce.com

Whole Life Is Back

Editor’s note: This is a guest post from Cliff Davis, MBA CLU, President of InternetCE.com
Over the last few decades we have seen dramatic shifts in lifeinsurance. Consumer preferences have changed to accommodate prevailing economic conditions.
In the late 70’s and early 80’s we saw a major shift into “buying term and investing the difference.”  This strategy has had mixed results, depending on whether or not the insured actually “invested the difference”, or whether they spent it on other things instead. Even for those that did invest, many have seen their investments dwindle dramatically with the volatile and disastrous plummet we have seen in the equity markets. As consumers have gotten older, many now see ultimate Term Insurance renewal rates and conversion options that are naturally pricier.
Universal Life policies have experienced serious challenges as well. Many consumers assumed that interest rates would stay in double digit territory indefinitely. They failed to add extra premium dollars as interest rates began to fall. Universal Life is a wonderful concept, but ONLY if one keeps the accumulated value account well funded.
So what has stood the test of time?  What life insurance policy can you always count on to be there, to perform, to deliver the account values “as advertised?”  That’s right… good old Whole Life.  Come good times or bad, Whole Life is the strongest, most robust, guaranteed contract of life insurance that one can buy.  It is all about one word, GUARANTEES.
Live, die, quit or become disabled, Whole Life delivers.  If Whole Life were a horse, we would call it a Clydesdale… strong, relentless, powerful and able to “tote the load.” It is guaranteed to perform. Period. Give me the Clydesdale. I’ll take power and reliability any day, any year, any decade.  Whole Life has stood the test of time.
In these uncertain economic times, people are seeking safety and security.  We yearn for a return to the stability and certainty of a previous generation.  Whole Life is uniquely positioned to deliver on what people need.  With CD rates at abysmally low levels, and retirement fund values reduced by 40% or more, the U.S. economy is returning to the slow steady economic engine that we had in the 50’s and 60’s.  The death benefit on a Whole Life policy can protect a family and restore lost net worth with the stroke of a pen.  Steady cash value growth can outpace pitiful CD rates and uncertain, non-guaranteed market gains. Whole Life is the answer for today’s astute consumer and conservative life insurance agent.  It is the solution for restoring family financial security and rebuilding lost wealth with GUARANTEES.
Editor’s note: This is a guest post from Cliff Davis, MBA CLU, President of InternetCE.com

Over the last few decades we have seen dramatic shifts in life insurance. Consumer preferences have changed to accommodate prevailing economic conditions.

In the late 70’s and early 80’s we saw a major shift into “buying term and investing the difference.”  This strategy has had mixed results, depending on whether or not the insured actually “invested the difference”, or whether they spent it on other things instead. Even for those that did invest, many have seen their investments dwindle dramatically with the volatile and disastrous plummet we have seen in the equity markets. As consumers have gotten older, many now see ultimate Term Insurance renewal rates and conversion options that are naturally pricier.

Universal Life policies have experienced serious challenges as well. Many consumers assumed that interest rates would stay in double digit territory indefinitely. They failed to add extra premium dollars as interest rates began to fall. Universal Life is a wonderful concept, but ONLY if one keeps the accumulated value account well funded.

So what has stood the test of time?  What life insurance policy can you always count on to be there, to perform, to deliver the account values “as advertised?”  That’s right… good old Whole Life.  Come good times or bad, Whole Life is the strongest, most robust, guaranteed contract of life insurance that one can buy.  It is all about one word, GUARANTEES.

Live, die, quit or become disabled, Whole Life delivers.  If Whole Life were a horse, we would call it a Clydesdale… strong, relentless, powerful and able to “tote the load.” It is guaranteed to perform. Period. Give me the Clydesdale. I’ll take power and reliability any day, any year, any decade.  Whole Life has stood the test of time.

In these uncertain economic times, people are seeking safety and security.  We yearn for a return to the stability and certainty of a previous generation.  Whole Life is uniquely positioned to deliver on what people need.  With CD rates at abysmally low levels, and retirement fund values reduced by 40% or more, the U.S. economy is returning to the slow steady economic engine that we had in the 50’s and 60’s.  The death benefit on a Whole Life policy can protect a family and restore lost net worth with the stroke of a pen.  Steady cash value growth can outpace pitiful CD rates and uncertain, non-guaranteed market gains. Whole Life is the answer for today’s astute consumer and conservative life insurance agent.  It is the solution for restoring family financial security and rebuilding lost wealth with GUARANTEES.

Use Momemtum To Create And Nurture Success

When you get a win, celebrate, but not for to long..Use that energy to create more success!

[vimeo 7442218]

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What Would You Like To Learn?

learnI asked my network via facebook, linkedin, and twitter today about what they would like to learn to up the ante, so to speak.  I stipulated that it could be anything..

A good friend suggested a spelling course (for me)…#$%^!!! While he is perhaps the best graphic artist I’ve ever met –  Fluid Design – I reiterate my thoughts on spelling :)

Another said she would really be interested in Green Certification for Realtors.  She’s a new Realtor at Century 21 in Wilmington, NC and is poised to be an asset to anyone looking for solid advice and direction in buying and selling property there. Our environment needs to be taken care of and should be on the brain of everyone, thus any Realtor that is versed in how a Green house stacks up against the next, should be able to add real value.

Lastly, a old friend from high school that is getting it done as the marketing director for a health care company suggested “new media strategies”.  She is eager to learn how to incorporate media (perhaps video, audio, flash, etc.) into marketing campaigns.  She also stipulated how she wanted to learn way to do this beyond social media, which is where I paused.  I think that every thing is now social.  The ability to share has reached unprecedented levels and it doesn’t look like its going to slow down.  It is also nearly free.  Maybe a unique idea to get a message across would be to crowd source it.  That is to rely on your clients or even strangers to record video or submit testimonials, in their own words, to relay a message.  The message is often more personable and now you have a cheer leader on your side, which is good.  My next thought on how to implement new media would be the platform.  Given the growth in which broadband is being made available to handheld devices in addition to their computing power, I think that today and moving forward, it is a good idea to incorporate the ability to view ones message on-the-go.

So, those were the 3 that I got back in the last couple hours and I am going to see what I can do to propagate a few helpful lists that address these ideas.

What would you like to learn online to up the ante?

I Am Committed

I challenge myself to devote a set number of hours toward my goals.
This is a real, honest commitment to getting it done.
I remember in college, I would complain about having spent 3 hours in class and then 2 hours studying.  I was so tired and couldn’t go out and play.  However, the real truth was more like daydreaming for 2.5 hours in class and paying attention for about 30 minutes and then who knows what for home work. A little dilly dallying here and procrastinating there and yes, 2 hours had gone by..
I still had not learned what I had set out to learn.
The same has been true in my sales business, which makes for monkey business!  I would come to the office bright and early, before anyone else, put on a pot of coffee, get my desk just right, and then fiddle around the net until my first colleague showed up.  I’d have a chat, make a cup of joe, and perhaps go check my snail mail (did I expect anything other than junk?..no).  I might walk down to the bagel shop for a treat, come back to answer a few emails, make a couple calls, and then head out..destination unknown.  It was 11:30 and I’d been at the office since 7, but for what.  I would have been better served by staying in bed, watching cartoons, and aimlessly wandering around my house.
I still had created any new business.  My work was not done.
Note – This has obviously not always been the case, however it has taken place often enough to require a measure of attention.
Where am I going with this..
I might be at work, but am I really working?  I may be at school, but I am really concentrating on learning?
A trick may be just to committ to focusing, laser focus, on the task at hand and then really getting after it.  My experience has been that this causes a few things to happen:
1. I make major progress on the tasks that I have set out to complete.
2. I achieve small victories that I am able to celebrate in lieu of my diligence.
3. Given that I’ve gotten it done, I am able to enjoy the procrastitory (is that a word?) activities when they come about.
4. I make my mom proud that I actually did my homework.
The best feeling in the world is to set a goal, make a viable action plan to achieve it, and then complete it.  It is so nice, on so many levels, to check a task off of the to-do list.
Perhaps that is all I need to do..I have my goals on paper.  I have a plan to systemically achieve them.  Now I’ll just commit working on them, really focusing and working on them for a set number of hours a day.  Let’s say it 4 hours, every day, for now.  That is plenty of time to do damage :)
This isn’t going to be easy as I am currently in school and working full time, but only I can make it happen.  Only me.
You’re on your own, and you know what you know. And you will be the guy who’ll decide where you’ll go. Oh the places you’ll go.
Dr. Seuss
Are you comitted?

stopwatchI challenge myself to devote a set number of hours toward my goals.

This is a real, honest commitment to getting it done.

I remember in college, I would complain about having spent 3 hours in class and then 2 hours studying.  I was so tired and couldn’t go out and play.  However, the real truth was more like daydreaming for 2.5 hours in class and paying attention for about 30 minutes and then who knows what for home work. A little dilly dallying here and procrastinating there and yes, 2 hours had gone by..

I still had not learned what I had set out to learn.

The same has been true in my sales business, which makes for monkey business!  I would come to the office bright and early, before anyone else, put on a pot of coffee, get my desk just right, and then fiddle around the net until my first colleague showed up.  I’d have a chat, make a cup of joe, and perhaps go check my snail mail (did I expect anything other than junk?..no).  I might walk down to the bagel shop for a treat, come back to answer a few emails, make a couple calls, and then head out..destination unknown.  It was 11:30 and I’d been at the office since 7, but for what.  I would have been better served by staying in bed, watching cartoons, and aimlessly wandering around my house.

I still had created any new business.  My work was not done.

Note – This has obviously not always been the case, however it has taken place often enough to require a measure of attention.

Where am I going with this..

I might be at work, but am I really working?  I may be at school, but I am really concentrating on learning?

A trick may be just to committ to focusing, laser focus, on the task at hand and then really getting after it.  My experience has been that this causes a few things to happen:

1. I make major progress on the tasks that I have set out to complete.

2. I achieve small victories that I am able to celebrate in lieu of my diligence.

3. Given that I’ve gotten it done, I am able to enjoy the procrastitory (is that a word?) activities when they come about.

4. I make my mom proud that I actually did my homework.

The best feeling in the world is to set a goal, make a viable action plan to achieve it, and then complete it.  It is so nice, on so many levels, to check a task off of the to-do list.

Perhaps that is all I need to do..I have my goals on paper.  I have a plan to systemically achieve them.  Now I’ll just commit working on them, really focusing and working on them for a set number of hours a day.  Let’s say it 4 hours, every day, for now.  That is plenty of time to do damage :)

This isn’t going to be easy as I am currently in school and working full time, but only I can make it happen.  Only me.

You’re on your own, and you know what you know. And you will be the guy who’ll decide where you’ll go. Oh the places you’ll go.

Dr. Seuss

Are you comitted?